How do I become a member of Impact Self Reliance Support Trust (ISRST)?

To be a full member of ISRST you need to register and complete your profile at your impact-trust.org dashboard and then pay your registration fee of 50 GHS

How do I register on the website?

Top right corner of the website click on registration button with the plus sign. Then fill-in the basic details to sign-up.

What is the minimum contribution?

The minimum monthly contribution is Ghc100.

How do I begin the process of contribution?

You have three (3) options by which to do your contribution

What are the options for contribution?

1. Automated payment gateway
2. Using Impact Mobile money merchant number MTN, Airtel/Tigo & Vodafone
3. Manual payment by going to bank to pay into our account

Does contribution options attract any charges?

Yes, there are charges on transactions

1. Our automated payment processor attracts charges
2. Mobile money attracts charges
3. Manual payment no charges

When can I access support

After making a consistent monthly contribution for six months at least

How much support can I access?

Double of your total contribution for a period of six (6) months at least

Does support attract interest?

Yes 1% per month

How long am I required to repay?

A maximum of 12 months (One Year)

Is there a support repayment schedule?

Yes

Do I need any collateral security?

No, but it is required that members of your team vouch for you based on your character and integrity

Am I required to do lump sum support repayment?

No, you are expected to do monthly repayment for the entire term of the support

How does support funds get to members who request?

Support funds get to members through cheques, or paid into their bank accounts

What is the due diligence process on support extended to members?

Members will have to request for support on-line. The request is vetted by team members and administration, must provide detailed plan for the support and how it is going to positively affect the member to be self-reliant.

What happens if member is unable to repay support?

When a member is behind schedule on repaying support:

1. The core team members are to remind and encourage him/her of obligation
2. The administrator is mandated to get in touch to try and reschedule the support in order to enable the member to ultimately repay

Do I need a team around me?

Yes, the core unit of the organization is a support network of a team members. Whether you are making big changes to your life or simply chasing big dreams or goals, it is difficult to go it alone. Having the support of people with similar interests and passions greatly enhances your chances of success. It is important to have a good support network that you can bounce off ideas and get feedback from. A good support network offers benefits that cannot be achieved otherwise.

Who should be members of my team?

Members live in close proximity to you and you share a common bond

Are all transactions recorded?

Yes, all transactions are recorded for security, tracability purposes, and as request by the law.

Can I make a withdrawal my contribution instead of support?

Yes, you can withdraw.

Do I gain interest on my contribution?

No, We do not add contribution.

What Happens to my contribution if for years I do not access support?

Nothing, Your contribution will always be there.

How does Impact cover operating cost?

We cover our operating cost through the small interest charged monthly on a support

How do you help members to self-reliant?

To assist our members attain self-reliance, it is essential to help them understand the principles of business, understand to apply key skills and understand the importance of independent living.

Is Impact a legitimate organization?

Impact is a registered entity limited by guarantee. It is a not-for-profit making organization.